In the 2016 Russell Investments/ASX Long-term investing report, domestic shares, bonds and cash yielded sub-3% returns for 2015. In the last ten years, traditional asset classes have lost momentum and investors have been encouraged to diversify their portfolio to include global asset classes. Incorporating a global approach to your portfolio can provide valuable diversification and […]
What is an ETF?
Exchange Traded Funds (ETFs) are essentially managed investments that are bought and sold on a stock exchange. ETFs are traded in the same way you buy shares on the Australian Securities Exchange (ASX). They can be a simple and low-cost way to get investment returns and provide a diversified investment in one simple transaction. How […]
Does an award-winning fund mean higher returns?
Chasing past performance is not such a good idea when it comes to investing. Investment markets are volatile by nature, and backing a winner based on last year’s returns is like backing ‘yesterday’s hero’. Each year, several organisations hand out awards for the top performing funds from the previous year. The criteria for winning is […]
Why you should expect market “crashes”
With the recent media attention on the market “crash”, Darren put together this video to help explain what is volatility in the market and how it relates to the nature of investing. Click below to watch: What Can Align Financial Do For You? Visit our homepage to learn more about our service. If you would […]
A Beginner’s Guide to Bitcoin
Bitcoin is a form of cryptocurrency that has only emerged in the past decade. Instead of paper notes or metal coins, cryptocurrencies are a form of digital currency that we refer to as being ‘decentralised’ because it functions without a central organisation e.g. a bank. Instead, the network is comprised of users who transact between […]