Becoming productive and staying productive isn’t about hard-to-follow programs or tracking your every move on your smart phone. It’s about self-care. Taking the time to ensure your mind and body are fueled and rejuvenated, and developing these habits so you can focus on getting the most out of your day, is more important now than […]
Archives for September 2020
Does the 4 percent rule still work?
The 4 percent withdrawal rule is a rule of thumb that helps investors easily calculate how much they need to save in order to ‘live off the earnings for the rest of their life’. Without this guideline, it would be very difficult for most people to plan for decades of non-working life without worrying about […]
Understanding Investment Bonds
Investment bonds (sometimes call insurance bonds) were once a popular investment vehicle for high income earners. However, in the mid 1980’s along came superannuation, which soon became the investment of choice for many. Investment bonds are now undergoing a resurgence of sorts. And this is thanks to the restrictions on the amount that can be […]