Last week saw the end to an important way that some Australians to save for their retirement. From 10 August 2026, Self Managed Super Funds (SMSFs) are no longer able to enter into a new Limited Recourse Borrowing Arrangement (LRBA) to purchase residential investment property. An LRBA is a fancy acronym for a loan taken […]
If your dog could write your estate plan
If your dog could write your estate plan, it would almost certainly start with the important questions: who knows the preferred walking route, who can be trusted with dinner, and who understands that forgetting to bring the tennis ball to the dog park is simply not optional. We hear you, Scruffy. For many Australians, pets […]
The Census: why it counts to be counted
Well done if you completed the recent Census. It may have felt like just another form to fill out or task to tick off, but it’s helpful to reflect on how participating in the Census is actually a meaningful contribution that each of us can make. It’s one of those national moments where every Australian […]
Generosity with guardrails
For many Australian families, the ‘Bank of Mum and Dad’ has become a very real part of financial life. It might involve helping with a home deposit, going guarantor, covering study costs, or giving your adult children breathing room while they save. Done thoughtfully, that support can be incredibly powerful – not just as a […]
Early withdrawal of super not so simple for SMSFs
Super is often one of the largest assets Australians have, but it’s also one of the easiest to misunderstand when it comes to estate planning. The recent Lin v Yim & Anor[i] case is a useful reminder of this. In broad terms, the case centred around a terminally ill SMSF member, Jason Yim, who withdrew […]