The Australian backyard shed is a shrine to preparedness: spare bolts, mystery keys, maybe that half a tin of paint labelled ‘kitchen?’ The backyard shed is the place you’re most likely to store items like spare rope for emergencies, old fishing gear, or that tool you’d bought for one glorious afternoon of ambition. Those of […]
The advice gap: when do you actually need financial advice?
Are you someone who’s more likely to listen to your mates for so-called ‘free’ investing tips than seek out professional advice from an independent expert? If so, listen up. Of course friends have their place in life – just not when it comes to important decisions about money. Not every financial decision requires formal advice, […]
Super at a glance
As a financial adviser, I’m often asked about superannuation, especially as people get closer to retirement, so I thought I’d share a quick rundown of super and the rules that apply. At the time of writing, most eligible employees receive compulsory super equal to 12% of their earnings from their employer. (12% is the minimum […]
Changes to SMSF borrowing rules
Last week saw the end to an important way that some Australians to save for their retirement. From 10 August 2026, Self Managed Super Funds (SMSFs) are no longer able to enter into a new Limited Recourse Borrowing Arrangement (LRBA) to purchase residential investment property. An LRBA is a fancy acronym for a loan taken […]
If your dog could write your estate plan
If your dog could write your estate plan, it would almost certainly start with the important questions: who knows the preferred walking route, who can be trusted with dinner, and who understands that forgetting to bring the tennis ball to the dog park is simply not optional. We hear you, Scruffy. For many Australians, pets […]