For all those investors tuning in to the latest share market dips, swings and other movements, let me offer yet another anecdote to help assuage your anxieties and weather the changes that inevitably come with investing. Sometimes the market reminds me of a day out on a tinny in the Harbour – one minute the […]
Start in March: your early bird guide to EOFY success
March is that time of year that, as a financial adviser, I’m inclined to encourage people to start thinking about tax time. Sure, it still feels a little early. And – I get it – preparing tax documents isn’t most people’s idea of a fun. But if you find yourself with a little extra time […]
New guardrails for riskier lending
On 1 February 2026, the Australian Prudential Regulation Authority (APRA) introduced new limits on how much high‑debt lending banks can do.[1] In simple terms, only a portion of new loans can now go to borrowers whose total debt is six times their income or more. Most Australians borrow well below this level, so the majority […]
Concerns around the US Federal Reserve Independence
The US Federal Reserve is under unusual political pressure at the moment, and when the world’s most influential central bank looks shaky, global markets pay attention. But for Australians, this isn’t all about American drama – it’s about how that uncertainty can ripple through interest rates, the Aussie dollar, and investment markets here at home. […]
Extended shopping season for Christmas
If you feel like your Christmas shopping has started even earlier this year, you’ve probably picked up on a recent trend. According to data from the Australian Bureau of Statistics (ABS) household spending jumped 1.3 per cent in October 2025[1] – the largest monthly rise in nearly two years, driven by what appears to be […]