It’s rare to meet someone who is ‘too healthy’. I find that when it comes to improving health and fitness, there is hard work and easy work. Here I talk about the easy things that can readily be turned into a habit without changing your routine. 1. Drink at least 2 litres of water per […]
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Investing thoughts in the US election
If you’re wondering what the effect of a US presidential election outcome might have on financial markets, you may be surprised to learn that markets have historically trended upward over time, regardless of who’s in the White House. While US presidents can have some impact on markets, people tend to over-exaggerate their influence. US Stock […]
When markets take a dive
As we watched our Olympian divers compete for gold last month, another event was making waves as Japan’s equity benchmarks plunged to almost 20 percent from their record highs. On August 5, spectators watched – jaws dropping – as Japan’s Nikkei 225 took a 12.5 percent tumble into its most spectacular single-session straight dive since 1987. […]
Rates on hold (for now)
The RBA has again decided to hold interest rates which means the cash rate has remained at 4.35% since November 2023. At the August committee last week, RBA governor Michele Bullock cited a slower than expected return towards target inflation as the reason to leave rates on hold. The most recent data show inflation sitting […]
The power of zoom
I recently heard about a toddler who mistook his book for an iPad. He was found, a little frustrated, trying to ‘zoom in’ on the paper page. Many of us are accustomed to using the zoom tool to magnify text on a phone or iPad. Like the toddler, we often use it as a tool […]
Move over EOFY and get set for SOFY
Happy new financial year! July may not be the time of year when you typically think of new resolutions, but having just applied yourself to your EOFY obligations, now is an opportune time to reflect on how easy (or otherwise) it was to access and compile your tax receipts and documents last financial year. Yes, […]
The long game of investing
The short-term volatility of financial markets often means that anyone looking to make money fast should be equally prepared to lose it just as quickly. As any seasoned investor would know, building wealth means having the patience to look ahead. Trying to pick when prices are going to rise and fall may be a popular […]
It’s that time of year again…EOFY
If your intentions around this time last year were to be more organised next time with your tax return, then it’s still not too late; we’re here to help with some EOFY tips. Even if you’re feeling on top of things, (and if you are, then good for you!) there may still be more you […]
Eight reasons you’re not a millionaire – yet
There’s a common misconception that if you’re not rich then you’re simply not working hard enough. And that’s not completely true. Of course, most people who have made money have worked hard (no one becomes a millionaire by sitting on the couch watching TV all day) but you also need to refrain from financially damaging […]
Retirement planning – lessons from the ‘elders’
There’s a lot to be learned from those who’ve journeyed before us. Retirement is no different. A Fidelity International survey of over 1,500 Australians over the age of 50 asked retirees about the lessons they learned in retirement and the challenges that arose which they hadn’t anticipated. Many said they underestimated the emotional impact of […]