Those who’ve known me for a while will know I dabble in woodworking. Nothing too fancy, just an activity I enjoy. There’s something deeply satisfying about woodworking as a process, but also in appreciating a well-crafted project – the kind where you can see and feel the maker’s skill in every detail. Crafted timber has […]
Blog
Concerns around the US Federal Reserve Independence
The US Federal Reserve is under unusual political pressure at the moment, and when the world’s most influential central bank looks shaky, global markets pay attention. But for Australians, this isn’t all about American drama – it’s about how that uncertainty can ripple through interest rates, the Aussie dollar, and investment markets here at home. […]
Extended shopping season for Christmas
If you feel like your Christmas shopping has started even earlier this year, you’ve probably picked up on a recent trend. According to data from the Australian Bureau of Statistics (ABS) household spending jumped 1.3 per cent in October 2025[1] – the largest monthly rise in nearly two years, driven by what appears to be […]
News on interest rates
With its final interest rate decision for 2025, the Reserve Bank of Australia (RBA) has announced that the official cash rate is to remain on hold at 3.6 per cent[1]. As you’d expect, commentators have already started divining what future rate announcements might be for the coming year. So should you be following their commentary […]
A matter of trust
As a financial adviser I meet a lot of people and each one has their own individual relationship with money. Some are confident. Some are cautious. Some want to know as much detail as possible. Others are comfortable just understanding the bigger picture and are happy having someone with the experience and expertise to look […]
Collectables and pop culture investing
When you think of collectables, the first thing that comes to mind may be limited edition coins, or quality art and antiques, but these days collectables can include other kinds of items, like vintage gaming consoles or rare sneakers. For many collectors, these items are more than just sentimental. They can gain value over time […]
Waiting for the perfect time to invest? Let’s talk.
If you’re sitting on the sidelines waiting for the stars to align before you start investing, here’s a gentle nudge: the perfect time rarely announces itself. Markets go up, down, sideways—and while timing can matter, time in the market matters more. Think of investing like planting a tree. You don’t wait for the ‘perfect’ weather […]
Why superannuation is often excluded from your Will
When most people think about estate planning, they imagine writing a will that says who gets what when they pass away. But here’s the twist: in Australia, your superannuation isn’t automatically covered by your Will. That surprises a lot of people – and it’s one of the most common questions financial advisers receive around estate […]
Smart travel for seniors
If you’re not feeling as young or as mobile as you once were, that doesn’t mean the adventure of travel has to stop. With a little extra planning and the right mindset, your next holiday can be just as joyful, relaxing, and enriching as ever. Here are our top tips to make it happen: Choose […]
Ethical investing – progress over perfection
Australia’s corporate regulator, the Australian Securities & Investments Commission (ASIC), is suing Fiducian Investment Management Services (FIMS), alleging that one of its ethical funds included mining and fossil fuel companies – despite being marketed as socially responsible.[1] As the case unfolds, it’s a timely reminder that misleading fund labels – intentional or not – can […]