If you had the choice, would you rather more time or more money? If you’re like most people, you’d probably say ‘both’. But balancing time and financial commitments can be a challenge, especially when you’re juggling work, study, healthcare and/or family commitments. Life can be complicated. The truth is, if you have both time and […]
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Tax for super balances over $3 million
For most Australians, the idea of an increase in tax aimed at the wealthiest 0.5 per cent of the population probably doesn’t sound that controversial. But there’s an aspect of the proposed Div 296 tax that has both professionals and the public raising their eyebrows, and that’s primarily around the proposal to tax and unrealised […]
Your EOFY checklist for June
The end of the financial year (EOFY) is again fast approaching. June is the perfect time to get your finances in order and make the most of any opportunities. A bit of prep now can help you save money and create a smoother start to the new financial year, so here’s your EOFY checklist … […]
What happens if I die without a Will?
A Will is an important legal document that states how you want your property and assets to be distributed when you die, to whom (your beneficiaries) and who should manage the process (your Will’s executor). If someone dies without a valid Will, they’re said to have died “intestate”. In such cases, intestacy laws apply, and […]
Australians see benefits from solar
If the 2025 election results are anything to go by, Australians may have rejected nuclear power but are clearly growing in their support for renewable energy alternatives. Rooftop solar, for example, continues to increase in popularity in regional and metro areas across the country. According to data from the Clean Energy Council, the total number […]
Age pension increases from 20 March 2025
If you receive the Age Pension, or certain other government payments, you may notice some extra money in your pocket thanks to the government’s decision to pass on indexation to ease cost-of-living pressures. For singles on the Age Pension, Disability Support Pension and Carer payment, fortnightly payments have increased $4.60 to $1149 ($29,874 per year). […]
Not rich enough to buy cheap
It’s tempting to buy cheap when trying to reduce the costs of living – but are cheaper consumer goods a solution to save you money, or part of the problem? The consequences of our increasingly ‘throw away’ culture have already had a dire impact on the planet. We just need to look at the unprecedented […]
The butterfly effect
You may have heard of a concept in chaos theory called ‘the butterfly effect’. The mathematician and meteorologist Lorenz famously described how a butterfly flapping its wings in Brazil could set off a tornado in Texas. It might also describe how a politician moving his lips in the US (talking about tariffs, say, or job […]
What happens if the specific gift in my Will is gone before I die?
A specific gift is a tangible item – such as a property you own or a particular sum of money – that you choose to give to a particular individual in your Will. It might be that you state in your Will that you want to leave a specific property to your child, for example. […]
Time is money … or is it?
We’ve all heard the expression ‘Time is money.’ It’s meant to warn about the monetary costs of being idle. That is, the opportunity costs of not making money while we’re ‘young and able’, and the risks of spending the money we earn when we’re not ‘hard at work’. Sadly, the ‘time is money’ mantra has […]