Investment bonds (sometimes call insurance bonds) were once a popular investment vehicle for high income earners. However, in the mid 1980’s along came superannuation, which soon became the investment of choice for many. Investment bonds are now undergoing a resurgence of sorts. And this is thanks to the restrictions on the amount that can be […]
Investing for Children
I am often asked, “What is the best way to save for my daughter’s university degree?” or “We want to help our son with a deposit on his first home, should we invest in his name or ours?”. Investing for children is fairly simple yet the best way to set up such investments is not […]
Coronavirus and share market insights
Cast your mind back to the financial press of December 2019. How many economists had “a virus caused by people eating bat soup” in their forecasts for 2020? And yet here we are watching with concern the spread of the new Coronavirus, with it being unsettling as a health risk as well as from an […]
What is infrastructure investing?
Investing in infrastructure means you’re putting money into companies that own and operate essential public assets. These assets are usually necessary services to the community and include the following: Toll Roads Railways Airports Ports Water and electricity supply Communication Assets Hospital and education facilities. Given their history of being government owned/managed, infrastructure assets are generally […]
Are you an emotional investor?
It’s a difficult question to answer yourself without considerable bias. And if you sat down and asked yourself about the types of decisions you make every day about your money, your answer might sound something like this: “No I don’t make decisions based on my emotions. I am definitely objective about the financial decisions I […]