There’s a time-tested financial principle that doesn’t look flashy on the surface but can work quietly in the background to help you build wealth while you go about your life. Compound interest can be the unassuming and reliable friend whom people never really noticed growing up but just hung around until one day – bam! […]
A matter of trust
As a financial adviser I meet a lot of people and each one has their own individual relationship with money. Some are confident. Some are cautious. Some want to know as much detail as possible. Others are comfortable just understanding the bigger picture and are happy having someone with the experience and expertise to look […]
Ethical investing – progress over perfection
Australia’s corporate regulator, the Australian Securities & Investments Commission (ASIC), is suing Fiducian Investment Management Services (FIMS), alleging that one of its ethical funds included mining and fossil fuel companies – despite being marketed as socially responsible.[1] As the case unfolds, it’s a timely reminder that misleading fund labels – intentional or not – can […]
What to make of all time highs
Clients often ask me if it’s time to take profits or sell based on the recent performance of a particular investment. It seems that we’re conflicted about record-high share prices – on one hand we’re pleased to see existing investments gain in value but apprehensive that higher prices are some kind of indication that prices […]
The butterfly effect
You may have heard of a concept in chaos theory called ‘the butterfly effect’. The mathematician and meteorologist Lorenz famously described how a butterfly flapping its wings in Brazil could set off a tornado in Texas. It might also describe how a politician moving his lips in the US (talking about tariffs, say, or job […]