Reaching age 74 is more than a birthday milestone – it’s your last (and often‑missed) chance to give your superannuation a meaningful boost. Australian rules allow most people to keep contributing to their super right up until they turn 75. After that, the door largely closes. That final contribution year can be incredibly valuable, especially […]
Archives for February 2026
How to prepare for a financial advice meeting
Financial advice, while often practical, can also be deeply human in terms of how it relates to an individual’s personal goals, values and aspirations. If you’ve never been to a professional adviser before, it can feel a little daunting and hard to know what to expect. Like most professionals, financial advisers come in all shapes […]
New guardrails for riskier lending
On 1 February 2026, the Australian Prudential Regulation Authority (APRA) introduced new limits on how much high‑debt lending banks can do.[1] In simple terms, only a portion of new loans can now go to borrowers whose total debt is six times their income or more. Most Australians borrow well below this level, so the majority […]