Thinking about getting financial advice but haven’t taken the first step? If so, you’re not alone. According to an Australian Securities and Investment Commission (ASIC) report[i] on Australian attitudes to financial advice, 41 per cent of survey participants who’d intended to seek advice, still hadn’t gone ahead. If that sounds like you, there’s probably a […]
Navigating retirement – FAQs about super
As you approach retirement, it’s important to understand how to access your superannuation. If you’re looking to retire this year – or are in the planning stages – here’s a list of frequently asked questions. When can I access my superannuation? Australian legislation sets out specific conditions – known as conditions of release – that […]
Get set for the new year
Financial goals are topping the list for many Australians this time of year, but whatever your goals or new year resolutions, here are some practical tips to get you started and maintain the momentum. 1. Let the big resolutions inspire you but start with what’s reasonable Thinking up a ‘reasonable’ resolution may not sound as […]
Seven money mistakes
Over more than two decades working in the financial industry, I’ve seen many people reap the rewards from their financial decisions. Seeking help from a professional adviser often helps people appreciate the long-term impact of their decision-making, especially during major life changes. But it’s the smaller, daily money habits that can also really add up […]
Rates on hold (for now)
The RBA has again decided to hold interest rates which means the cash rate has remained at 4.35% since November 2023. At the August committee last week, RBA governor Michele Bullock cited a slower than expected return towards target inflation as the reason to leave rates on hold. The most recent data show inflation sitting […]