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Archives for May 2019

Financial Literacy, News · May 29, 2019

Changes to insurance in super from 1 July 2019

Pink piggy bank

  You might have received a letter recently about changes to insurance in a super account you have forgotten entirely about. All super funds are required to send you a notice due to changes to insurance in super from 1 July 2019. Nearly all superannuation accounts have life insurance by default. Life insurance costs money […]

Financial Literacy · May 27, 2019

Test Your Financial Knowledge

Rubik's Cube

Financial literacy is important whether you have a financial adviser or not. Having someone look after your financial household can give you the one thing money can’t buy; time. Whilst that’s a wonderful thing, it doesn’t mean that you should shut yourself off from all financial matters entirely. At Align, we believe it is important […]

News · May 20, 2019

Post-Election Policy Overview

Retiree planning super changes

  The federal election results have come unexpected after weeks of opinion polling indicated a victory for the Labor party. It was a “miracle” win for Scott Morrison and a spectacular failure on opinion polling. Along with the Liberal win is the continuation of the following policies: Cash refunds for franking credit to continue for […]

Financial Literacy · May 15, 2019

Do elections impact market performance?

Australian Parliament - House of Representatives

Election time can strike fear in the hearts of investors. Many may ask what the implications are to financial markets and thus their own portfolios during what feels like an even more uncertain future. And whilst it’s true there are significant differences in the two major party’s proposals that may impact some investors, looking at […]

News · May 15, 2019

A Financial Lens on Election Promises

Placing your vote

Political campaigning is in full force around the country as the federal election approaches on Saturday 18th May. There’s a little more talk of the economy at this election than others in the past. And many of us may worry about the financial impact of party policies should either party win. But before you make […]

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