As a financial adviser I meet a lot of people and each one has their own individual relationship with money. Some are confident. Some are cautious. Some want to know as much detail as possible. Others are comfortable just understanding the bigger picture and are happy having someone with the experience and expertise to look […]
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Collectables and pop culture investing
When you think of collectables, the first thing that comes to mind may be limited edition coins, or quality art and antiques, but these days collectables can include other kinds of items, like vintage gaming consoles or rare sneakers. For many collectors, these items are more than just sentimental. They can gain value over time […]
Waiting for the perfect time to invest? Let’s talk.
If you’re sitting on the sidelines waiting for the stars to align before you start investing, here’s a gentle nudge: the perfect time rarely announces itself. Markets go up, down, sideways—and while timing can matter, time in the market matters more. Think of investing like planting a tree. You don’t wait for the ‘perfect’ weather […]
Why superannuation is often excluded from your Will
When most people think about estate planning, they imagine writing a will that says who gets what when they pass away. But here’s the twist: in Australia, your superannuation isn’t automatically covered by your Will. That surprises a lot of people – and it’s one of the most common questions financial advisers receive around estate […]
Smart travel for seniors
If you’re not feeling as young or as mobile as you once were, that doesn’t mean the adventure of travel has to stop. With a little extra planning and the right mindset, your next holiday can be just as joyful, relaxing, and enriching as ever. Here are our top tips to make it happen: Choose […]
Ethical investing – progress over perfection
Australia’s corporate regulator, the Australian Securities & Investments Commission (ASIC), is suing Fiducian Investment Management Services (FIMS), alleging that one of its ethical funds included mining and fossil fuel companies – despite being marketed as socially responsible.[1] As the case unfolds, it’s a timely reminder that misleading fund labels – intentional or not – can […]
Update: unrealised gains no longer to be taxed
You may have read my earlier post in June this year about the proposed Division 296 Tax for super balances over $3 million. At the time, the proposal included taxing not only actual earnings (like interest or dividends) but also unrealised gains — that is, taxing increases in investment value that hadn’t yet been […]
Retirement re-imagined
If you’ve retired, you’ve likely spent years showing up – giving your best to work, family and community – and now, here you are, in a chapter that’s often called ‘freedom.’ – No more working to someone else’s schedule. Just your own time to do as you please. Sounds great, right? – Well you may […]
Aussies splurge on their fur babies
While overall inflation may be cooling, ‘petflation’ has reached a new peak as Australians are spending more than ever on their furry friends. That’s according to a 2025 report[1] that’s found Aussies are spending over $2,100 a year on their beloved fur babies – which includes splashing out on gourmet kibble, designer collars and even […]
What to make of all time highs
Clients often ask me if it’s time to take profits or sell based on the recent performance of a particular investment. It seems that we’re conflicted about record-high share prices – on one hand we’re pleased to see existing investments gain in value but apprehensive that higher prices are some kind of indication that prices […]