If you’re reading the investment headlines in the news around this time of year, then you might start to feel a bit of anxiety around whether your investments are well placed. Reading the news is one thing but acting on it is another. Take some of these headlines from last week. On Tuesday 4 December, […]
Mixing Business with Family & Friends
This weekend is my 25-year High School reunion. I’m looking forward to catching up with old mates, listening to stories about how each and every one of us has found our way in life, and contrasting this with what was written by our teachers on our report cards. I remember a conversation from our 20-year […]
SMSF Borrowing – Limited Recourse Borrowing Arrangements FAQ
Self-Managed Super Funds are able to borrow to buy an asset under what is known as a Limited Recourse Borrowing Arrangement (LRBA). There are many benefits to buying an investment property with SMSF borrowing but there are certain conditions that must be met prior to borrowing, and specific rules on how the arrangement must be […]
The Advantages of Super Contribution Splitting
One of the less known strategies we frequently use is superannuation splitting. It’a relatively simple concept and I think the potential benefits are often overlooked or not completely understood. We take a quick look at what super splitting is, how it works and who it can benefit. What is Splitting? Super splitting provides the opportunity to […]
Diagram: How SMSF Property Loans Work
Although Self-Managed Super Funds (SMSFs) are normally not permitted to borrow, one of the exceptions to this rule is an SMSF Limited Recourse Borrowing Arrangement (LBRA). A simple outline of how this works: Your SMSF wants to buy property. It doesn’t have enough to pay for the full purchase. It seeks out a loan from […]