Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off making additional super contributions instead of additional loan repayments. Why super? There are two key reasons why topping up your super could […]
How to Enjoy Christmas Without Breaking the Bank
Get ready, there are less than 40 days to Christmas! Before you freak out, know there’s still plenty of time to plan ahead. We show you how to enjoy Christmas without breaking the bank this year. According to a News Limited report, four million Australians spend an average of $2,700 on their credit cards over […]
Unsent SMS can cut you out of an inheritance
Based on an unsent text message on the deceased’s mobile phone, the Supreme Court in Brisbane has ruled this as a valid Will, giving the man’s estate to his brother and nephew, rather than his widow, as specified in the unsent message left in the draft folder of his mobile. This recent case again highlights […]
Wills Do Not Cover Superannuation If You Die | CASE STUDY: Daniel Leverton
Many people do not realise that having a Will does not cover where your superannuation will go in the event that you die. The recent tribunal ruling on the Daniel Leverton case is a wake-up call to think about the consequences of de facto declarations, which as it turns out, have as much weight as […]
5 Unexpected Retirement Expenses
There are retirement expenses you can foresee and plan for, and then there are some that you simply can’t predict. Planning an income for retirement is no easy task and you always need to leave room for unexpected expenses that arise. Here is my list of the Top 5 Unexpected Retirement Expenses that should be […]