Are gifts taxable? I am frequently asked the questions, what are the tax implications of giving money away? If I receive money as a gift, do I need to pay tax on it? The answers are varied. The most recent that I heard was in a meeting with someone who mentioned their tennis partner told […]
What does financial wellbeing mean for Australians?
Financial wellbeing means different things in different countries. What does financial wellbeing mean for Australians? Around the world, national programs are being developed to help improve financial literacy in the public realm. In Australia, similar efforts are occurring through organisations such as ASIC and Financial Literacy Australia with the aim of creating a better-informed public […]
How to set goals & actually reach them
The answer is to set goals in a S.M.A.R.T way. If you’re thinking, “Yes, I’ve set goals but how do I actually put them into action?”, then this article is for you. There’s a psychology behind the way we set goals and our chances of success. Studies have shown that writing down what we intend […]
A Beginner’s Guide to Bitcoin
Bitcoin is a form of cryptocurrency that has only emerged in the past decade. Instead of paper notes or metal coins, cryptocurrencies are a form of digital currency that we refer to as being ‘decentralised’ because it functions without a central organisation e.g. a bank. Instead, the network is comprised of users who transact between […]
Should you rely on investment predictions?
Around this time every year, it’s common to see investors making market predictions for the new year. Darren has a look at how these predictions have turned out in the past and what we can learn from them. And what is Align Financial’s strategy for the new year? Click below to find out: What Can […]