If your portfolio contains assets held in a foreign currency, there is a risk that returns might be impacted by fluctuations in exchange rates. As a result, it can be worthwhile knowing how currency fluctuations impact returns. But what exactly is currency hedging, and is it worth the extra costs? How do currency fluctuations affect […]
Term Deposits: The Upside of Higher Interest Rates
Rising interest rates bring many disadvantages to individuals in the economy – especially for anyone with debt – so it’s unsurprising that most of us approach the news of another rate hike with trepidation. But one key advantage of higher rates is the better returns on savings accounts and term deposits. Over the last 12 […]
3 positive effects of a recession
Recession, recession, recession. These words are being shouted across media headlines and newspapers around the world as we deal with the impacts of COVID-19. It is indeed a difficult time for investors as we face economic challenges stemmed from a pandemic that no one could have predicted. But the headlines that we in Australia are […]
Do elections impact market performance?
Election time can strike fear in the hearts of investors. Many may ask what the implications are to financial markets and thus their own portfolios during what feels like an even more uncertain future. And whilst it’s true there are significant differences in the two major party’s proposals that may impact some investors, looking at […]
Extra, Extra, Don’t Read All About It
If you’re reading the investment headlines in the news around this time of year, then you might start to feel a bit of anxiety around whether your investments are well placed. Reading the news is one thing but acting on it is another. Take some of these headlines from last week. On Tuesday 4 December, […]