First, let me preface this by saying that including ‘HIN’ and ‘SRN’ in your blog post does not make for a catchy title, but you’d be surprised how many people ask me about these. So if you don’t know what they are, or how they’re different, then read on. Purchasing shares through an online broker […]
Then and now: comparing apples with Apple
They say that the best time to plant a tree was 20 years ago. It was also a good time to have bought shares in many of the big companies that now dominate today’s market. If only we knew. For some of us, 20 years ago may not seem that long ago. Many of us […]
Extra, Extra, Don’t Read All About It
This article was originally featured on the Align Financial blog on 18 December 2018. If you’re reading the investment headlines in the news around this time of year, then you might start to feel a bit of anxiety around whether your investments are well placed. Reading the news is one thing but acting on it […]
An introduction to Testamentary Trusts
If you have a Will in place, you could be mistaken for thinking that your estate planning is taken care of. But have you considered if your Will can stand up to obstacles that your children may face such as divorce, bankruptcy, long-term illness? One way lawyers protect against such events is by incorporating Testamentary […]
Higher Minimum Pensions from 1 July 2023
The recent 50% reduction in the minimum Account Based Pension withdrawal requirement came to an end on 1 July 2023. This was a temporary measure during and after COVID and was designed to reduce the depletion of ABPs in times of lower investment returns. From 1 July 2023, the minimum withdrawal percentages are reverting to […]