With the recent media attention on the market “crash”, Darren put together this video to help explain what is volatility in the market and how it relates to the nature of investing. Click below to watch: What Can Align Financial Do For You? Visit our homepage to learn more about our service. If you would […]
How to find a financial adviser (like us) that’s not controlled by a bank
ASIC recently conducted a review of the financial advice arm of Australia’s five largest banking and financial services institutions on how they administer the conflict of interest in providing financial advice whilst also producing their own in-house financial products. In crude terms, the issue ASIC was looking at was this – can you give advice […]
How to register for NPP super fast payments
The New Payments Platform (NPP) launched yesterday, going live across 60 financial institutions including the four major banks to provide a new lightning-fast payment system. NPP is set to revolutionise the way we make payments with instant bank transfers using a PayID only. That’s right, the days of double checking correct BSB and Account […]
Census shows retirement income disparity between men and women
The ABS has released statistics from the 2016 Census (remember that thing we filled out?) on retirement from the 9.4 million Australians aged 45 years and over. Out of this above age group, 65% had made superannuation contributions which comprised of more than three quarters of retired men in comparison to just over half of […]
A Beginner’s Guide to Bitcoin
Bitcoin is a form of cryptocurrency that has only emerged in the past decade. Instead of paper notes or metal coins, cryptocurrencies are a form of digital currency that we refer to as being ‘decentralised’ because it functions without a central organisation e.g. a bank. Instead, the network is comprised of users who transact between […]