They say that the best time to plant a tree was 20 years ago. It was also a good time to have bought shares in many of the big companies that now dominate today’s market. If only we knew. For some of us, 20 years ago may not seem that long ago. Many of us […]
What are ETFs and how do they work?
Exchange-traded funds (ETFs) give investors a cost-effective avenue for capturing the returns of an asset class, an index, or a commodity. While the name is fairly new, ETFs are simply managed funds which can be bought and sold through a stockbroker, mirroring the process of trading shares. How ETFs Operate An ETF is just a […]
ESG Investing – what is it and how does it work?
In recent years, ESG investing (also called sustainable, ethical or responsible investing) has taken a more prominent role in management and investment decisions. But what exactly does ESG mean, and how does it affect your investment portfolio? ESG stands for Environmental, Social, and Governance and is a way of measuring and assessing a firm’s sustainability […]
Currency Hedging
If your portfolio contains assets held in a foreign currency, there is a risk that returns might be impacted by fluctuations in exchange rates. As a result, it can be worthwhile knowing how currency fluctuations impact returns. But what exactly is currency hedging, and is it worth the extra costs? How do currency fluctuations affect […]
Super Recontribution Strategy
Although it may sound a little odd, taking money out of super and putting it back in can actually be beneficial by reducing the amount of potential tax you or your dependents may pay in the future. A recontribution strategy aims to increase the ‘tax-free’ component of your super account while reducing the ‘taxable’ amount. […]