Financial literacy is important whether you have a financial adviser or not. Having someone look after your financial household can give you the one thing money can’t buy; time. Whilst that’s a wonderful thing, it doesn’t mean that you should shut yourself off from all financial matters entirely. At Align, we believe it is important […]
Why Petrol Prices are High & Tips on Saving Fuel
Petrol prices have reached record levels with some regional areas paying more than $2 a litre for fuel. Filing up the car with petrol is usually one of the biggest weekly purchases for most families. So what’s caused this spike in price and is there anything we can do to reduce our petrol cost? Price […]
What are Bonds?
Investment bonds have been around for a long time, but many people are not completely familiar with how they work. Here’s a quick summary on what Bonds are, and their risks and benefits. What is a Bond? A ‘bond’ is essentially a loan. It’s where governments and large businesses borrow money, with interest and principal […]
7 Golden Rules for Lending Money to Family and Friends
Money, more often than not, comes in-between relationships and it can be difficult to say ‘no’ to a loved one or someone important to you. However, if you explain to them the reasons for saying ‘no’ and they genuinely care for you, they should understand and respect your decision. Having said this, if you find […]
What does financial wellbeing mean for Australians?
Financial wellbeing means different things in different countries. What does financial wellbeing mean for Australians? Around the world, national programs are being developed to help improve financial literacy in the public realm. In Australia, similar efforts are occurring through organisations such as ASIC and Financial Literacy Australia with the aim of creating a better-informed public […]