Whilst the idea of retirement might be relatively young, its definition seems to have evolved in the last few decades from a linear approach to a more segmented type of retirement. One of the major contributing factors in the last decade is our life cycle. Towards the end of the 20th century, the average life […]
Extra, Extra, Don’t Read All About It
If you’re reading the investment headlines in the news around this time of year, then you might start to feel a bit of anxiety around whether your investments are well placed. Reading the news is one thing but acting on it is another. Take some of these headlines from last week. On Tuesday 4 December, […]
Tips on Beating Christmas Financial Stress
We all know Christmas is generally the most expensive time of the year. And it’s easy to get rattled at the thought of all the costs associated with the festive season. Buying appropriate presents for every member of the family, as well as the person next to you in the office (who you think is […]
Mixing Business with Family & Friends
This weekend is my 25-year High School reunion. I’m looking forward to catching up with old mates, listening to stories about how each and every one of us has found our way in life, and contrasting this with what was written by our teachers on our report cards. I remember a conversation from our 20-year […]
SMSF Borrowing – Limited Recourse Borrowing Arrangements FAQ
Self-Managed Super Funds are able to borrow to buy an asset under what is known as a Limited Recourse Borrowing Arrangement (LRBA). There are many benefits to buying an investment property with SMSF borrowing but there are certain conditions that must be met prior to borrowing, and specific rules on how the arrangement must be […]