Bitcoin is a form of cryptocurrency that has only emerged in the past decade. Instead of paper notes or metal coins, cryptocurrencies are a form of digital currency that we refer to as being ‘decentralised’ because it functions without a central organisation e.g. a bank. Instead, the network is comprised of users who transact between […]
Should you rely on investment predictions?
Around this time every year, it’s common to see investors making market predictions for the new year. Darren has a look at how these predictions have turned out in the past and what we can learn from them. And what is Align Financial’s strategy for the new year? Click below to find out: What Can […]
Super vs Mortgage
Many people wait until their home loan is paid off before investing more in super. However, if you are currently making more than the minimum home loan repayments, you may be better off making additional super contributions instead of additional loan repayments. Why super? There are two key reasons why topping up your super could […]
How to Enjoy Christmas Without Breaking the Bank
Get ready, there are less than 40 days to Christmas! Before you freak out, know there’s still plenty of time to plan ahead. We show you how to enjoy Christmas without breaking the bank this year. According to a News Limited report, four million Australians spend an average of $2,700 on their credit cards over […]
Unsent SMS can cut you out of an inheritance
Based on an unsent text message on the deceased’s mobile phone, the Supreme Court in Brisbane has ruled this as a valid Will, giving the man’s estate to his brother and nephew, rather than his widow, as specified in the unsent message left in the draft folder of his mobile. This recent case again highlights […]