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Financial Literacy · October 1, 2020

Estate Planning with an SMSF

Financial planning

Self Managed Super Funds continue to be a popular choice for those wanting more control over their retirement savings. The focus within SMSFs is often on implementing strategies to boost your account balance or reduce the tax bill. But an equally important stage of the lifecycle is estate planning with an SMSF. Estate planning and […]

Financial Literacy · July 1, 2019

What is an In-Specie Transfer?

Brainstorming over paper and laptop

If you have a parcel of shares under your name and you wish to transfer ownership to another entity, instead of a buy-and-sell process, you can perform what’s known as an ‘in-specie transfer’ or ‘in-specie contribution’. An in-specie transfer is like a ‘gifting’ of asset where the ownership of the shares is transferred to another […]

Financial Literacy · June 6, 2019

EOFY SMSF Checklist

Coffee cup, planner and pen

Self-Managed Super Funds (SMSFs) are subject to an audit every year, so for SMSF trustees this can be a very busy period. There are plenty of rules and regulations around the management of an SMSF and it’s important you discuss your personal financial circumstances with your accountant or financial adviser. We’ve provided a general checklist […]

Financial Literacy · November 13, 2018

SMSF Borrowing – Limited Recourse Borrowing Arrangements FAQ

SMSF Borrowing

Self-Managed Super Funds are able to borrow to buy an asset under what is known as a Limited Recourse Borrowing Arrangement (LRBA). There are many benefits to buying an investment property with SMSF borrowing but there are certain conditions that must be met prior to borrowing, and specific rules on how the arrangement must be […]

Financial Literacy · October 18, 2018

Diagram: How SMSF Property Loans Work

How SMSF Property Loans Work Diagram

Although Self-Managed Super Funds (SMSFs) are normally not permitted to borrow, one of the exceptions to this rule is an SMSF Limited Recourse Borrowing Arrangement (LBRA). A simple outline of how this works: Your SMSF wants to buy property. It doesn’t have enough to pay for the full purchase. It seeks out a loan from […]

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