Nigel & Helen are a great team. Life ran smoothly for them, with a good balance between work and family. However, they found preparing for retirement wasn’t easy.
Nigel & Helen had discussed what they were retiring FROM. But not what they were retiring TO. They knew their numbers but hadn’t discussed anything beyond “do we have enough?”
At our first meeting, they expressed the concerns that they had. We took them through our Winding Down process and asked them “What does your Ideal Retirement look like?”
They spent the next week talking it through with each other. At our next meeting, Nigel said, “I’ve thought about what you said and something became clear to me. I’ve sacrificed a lot of things in my working career. But no more. I don’t intend to spend my non-working days watching stock markets or reading economic updates. I want to build sandcastles with my grandchildren and learn to dance the tango with my wife. I don’t want to spend my time worrying about money. You seem to understand us and we have heard you are one of the best of pension managers around, so we will gladly hand over our financial worries to you”.
Having gained a deeper understanding of what Helen & Nigel really want to do/be/have, we were able to align their money with their values.
The result? Their happiness.