You may have heard of a concept in chaos theory called ‘the butterfly effect’. The mathematician and meteorologist Lorenz famously described how a butterfly flapping its wings in Brazil could set off a tornado in Texas. It might also describe how a politician moving his lips in the US (talking about tariffs, say, or job […]
What happens if the specific gift in my Will is gone before I die?
A specific gift is a tangible item – such as a property you own or a particular sum of money – that you choose to give to a particular individual in your Will. It might be that you state in your Will that you want to leave a specific property to your child, for example. […]
A dip into Nvidia’s deep dive
On Tues 28 January 2025 (AEDT) tech giant Nvidia’s shares plunged 17 per cent – its worst day on the market since March 2020 (which was early in the Covid-19 pandemic). To put that drop in Aussie dollars, that comes to a loss in value of almost $1 trillion. ($AU948 billion, or $US593 billion.) So […]
Thinking about financial advice?
Thinking about getting financial advice but haven’t taken the first step? If so, you’re not alone. According to an Australian Securities and Investment Commission (ASIC) report[i] on Australian attitudes to financial advice, 41 per cent of survey participants who’d intended to seek advice, still hadn’t gone ahead. If that sounds like you, there’s probably a […]
Navigating retirement – FAQs about super
As you approach retirement, it’s important to understand how to access your superannuation. If you’re looking to retire this year – or are in the planning stages – here’s a list of frequently asked questions. When can I access my superannuation? Australian legislation sets out specific conditions – known as conditions of release – that […]