Align Financial

Helping you make smart decisions about your money

Your money, your values, your happiness

Award-Winning Financial Planning Specialists on Sydney's Northern Beaches.


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Financial Services

Helping you make smart decisions about your money

Financial Advice

Let us do the work for you. Our expertise will create financial strategies that maximise your wealth and help you create the life you want for you and your family.

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Suddenly single

Life doesn’t always go the way you expect… if that happens to you, we can guide and support you in gaining a greater control of your finances.

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Retirement Planning

You have worked hard for years so now what? Change can be daunting, but we can help you make smart decisions to build and secure your financial future.

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SMSF Specialist

Personal, expert advice

Do you have a SMSF, or would like to set one up and don't know where to start? Darren Johns is our SMSF Specialist Advisor™.

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What our Clients Say

  • We love having Darren as our ‘go to’ person. Investments, loans, cashflow, tax, super, insurance, you name it.
    Mike & Jo, Mona Vale
  • Darren and the team at Align Financial are pro-active in tracking investment performance and new opportunities if they arise, however holding to a core strategy and stable investment portfolio has been a great advantage which we appreciate. They understand our risk profile and needs very well and communicate with us regularly. We always appreciate the friendly nature of our communications.
    Self-Employed Consulting Firm, NSW
  • They do what they say they are going to do. They deliver. They are open and honest in communication, responsive, helpful.
    Marketing Specialist, Sydney
  • Align Financial helped me in decisions that I had to make. They went to great lengths to help me. Even though it wasn't a Financial Planner's job.
    Retired, Fairlight
  • Whenever I have a question or worry it is attended to quickly and efficiently. I am not a high risk investor, so although the returns were not huge this year, my financial requirements are always met. I do not want to be involved from day to day but I am continuously kept informed when my investments are affected and Darren makes sure I understand what it all means...When I was widowed recently and became overwhelmed with the whole financial process, Darren managed everything for me. He kept my sanity! This is definitely above and beyond what I pay him for.
    Retired wine maker, NSW
  • Darren is a switched on and proactive adviser who has only ever given us sound advice. He is very professional and always keeps us up to date. I feel he tailors his advice specifically to our needs and goals, and I know he always has our best interest at heart.
    Self-Employed Builder, Mona Vale
  • Congratulations. What really works for my wife and I is that you have a strong team that communicates. Again well done.
    Retired, NSW
  • He has explained all of my questions in a way that was easy to understand and where I had a much better understanding of how the system works.
    Telecommunications Manager, NSW
  • Align Financial are always available and easy to communicate with. Questions are answered promptly and full explanations given. We always get the feeling we are the most important clients they have.
    Communications Manager, Elanora Heights
  • Taking the worry out of our financial life and allowing us to get on enjoying our retirement.
    Retired, Mona Vale

What to make of all time highs

Clients often ask me if it’s time to take profits or sell based on the recent performance of a particular investment. It seems that we’re conflicted about record-high share prices – on one hand we’re pleased to see existing investments gain in value but apprehensive that higher prices are some kind of indication that prices […]

Income protection: picking the right benefit period

According to the Financial Services Council (FSC), around 3.4 million Australians lack adequate income protection (IP) coverage[1], a critical componence of life insurance. Income protection replaces part of your income (typically up to 70%) if you’re unable to work due to illness or injury. It helps to cover living expenses like rent, mortgage, groceries and […]

Not rich enough to buy cheap

It’s tempting to buy cheap when trying to reduce the costs of living – but are cheaper consumer goods a solution to save you money, or part of the problem? The consequences of our increasingly ‘throw away’ culture have already had a dire impact on the planet. We just need to look at the unprecedented […]