Updated 28 March 2019
What is a Pensioner Concession Card?
A Pensioner Concession Card gives eligible cardholders income support in the form of a fortnightly pension payment and access to Australian Government health concessions and a range of assistance with the general cost of living through reduced costs and services.
What can I get?
Age Pension Payment
With a Pensioner Concession Card, cardholders receive a fortnightly pension payment calculated based on the income / asset test.
Reduced Cost Medicines
Pensioner Concession cardholders will only have to pay $6.50 (current at 28 March 2019) for those prescribed medicines listed in the Pharmaceutical Benefits Scheme.
Bulk Billing for Doctor’s Appointments
Many health professionals will bulk bill if you have the Pensioner Concession Card but this is dependant upon the individual doctor.
Pensioner Concession cardholders have the benefit of free car registration. Registration can be automatically renewed once you have obtained your Pink Slip and renewed your CTP insurance.
This is free to Pensioner Concession cardholders. Driving tests and Riding Skills tests are also free.
Assistance with some hearing services through the Office of Hearing Services.
Most Councils offer a reduction for Pensioner Concession cardholders.
The Pensioner Water Rebate is available for all eligible pensioners in NSW. Contact Sydney Water or your local supplier for the rebate.
Electricity & Gas
The Pensioner Energy Rebate covers both electricity and gas bills with the rebate being taken off your electricity bill. Contact your supplier to obtain the rebate.
Reduced fares on buses, ferries and trains with a Gold Senior or Pensioner Opal Card. Some free travel on NSW Trainlink and Great Southern Rail Service.
Apply for a free MyPost Concession account and you will receive a booklet of 5 free concession stamps upon signing up, the ability to purchase 50 stamps at reduced rate per year plus a discount on Mail Redirection and Mail Hold.
Pensioner Concession cardholders can register their cats or dogs for free with some councils.
Cardholders receive free entry into all NSW national parks and reserves.
Cardholders are exempt from paying the NSW recreational fishing fee. You will need to show your Pensioner Concession Card whilst fishing to be exempt.
All states, councils and service providers offer different discounts and rebates.
If we have missed anything that you may be receiving, we would love you to let us know so we can update this list.
Disclaimer: This post has been prepared for general information purposes only. It is not specific advice to any particular person. You should consult an authorised Align Financial adviser before making financial decisions. Align Financial | Financial Planner Northern Beaches | Servicing North Narrabeen, Narrabeen, Mona Vale, Elanora Heights, Newport, Avalon, Palm Beach | Enquire with us online.